Dear Customer,
As our esteemed Current Account customer, we would like to bring to your kind attention about our net banking service which offers lot of value to you as described below:
| What we suggest to you for gaining value | What you will gain by preferring net banking channel to branch channel | |
| Transact through Net banking | What you pay for transacting through Branch | Amount you can save by transacting over net banking |
| Each NEFT transaction upto Rs.1 lac is FREE, i.e., ZERO cost for you | For taking Rs.1.00 lac DD/PO, our commission is Rs.300/- @Rs.3/- per Rs.1000/- subject to minimum of Rs.20/-. If you take 10 DDs /POs in a month for an average amount of Rs.50,000/- per DD, you will have to pay DD/PO commission of Rs.1500/- For doing NEFT through our branch for amounts upto Rs. 10000, Rs. 2.50 is chargeable. For amounts greater than Rs. 10000 upto Rs. 1 lac - Rs.5 is chargeable. If you do 15 NEFT transactions in a month for amounts above Rs.10000/- and upto Rs.1 lac by giving request in branch, you need to pay Rs.75/- for a month. | In both the cases, doing NEFT transaction through net banking is totally FREE of any cost. Thus you can save a good amount of money as seen in the examples in the previous column. |
| Each NEFT transaction greater than Rs.1 lac costs just Rs.10/- per transaction | Amount greater than Rs.1 lac and upto Rs.2 lac costs Rs.15/-; above Rs.2 lac, costs Rs.25/- If you perform in a year , say, 100 transactions each for value greater than Rs.2 lac, you will have to pay Rs.2500/- | Through net banking, you need to pay only Rs.1000/- for 100 transactions, which means a saving of Rs.1500/- |
| Generate Account Statements at your end as many times as you may require for tallying/reconciliation | You need to pay approximately Rs.50/- every time Assuming you go to branch for generating the Account Statement 5 times in a month, you will have to pay Rs.250/- per month. You will incur Rs.3000/- per year | Through net banking, it is absolutely FREE. You can generate at your end as many times you want. In the instance given, you save a cool Rs.3000/- in a year. |
Besides, you can save on the man hours of your employee who has to go to the branch, wait there for completion of the service request and come back to your place. Hence we request you to make use of our net banking channel to do banking from the comfort of your own place with savings in bank charges as noted above. Please contact your Branch Head for any assistance that you may require.
With regards,
General Manager &
Group Head-Personal Banking Group
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